Don't expect the truth from an insurance company if you've been in car wreck!
I recently had a new client come into my office. This client was hurt in a car wreck in Memphis when she was stopped at a stop sign the other driver plowed into her from behind at a high rate of speed. Let's call her Client A.
Client A decided that she would try to settle the case on her own. She contacted the other driver's insurance company and began to work with them to settle the case. Over the course of several months of negotiations the insurance company kept telling her they would settle "next week". However "next week" always came and went without anything ever happening.
The truth of the matter is that the insurance company didn't want to settle. They are in the business of making money. And the less money they pay to settle claims, or even never settle claims, the more profit they can put in their pockets.
Eventually Client A became concerned. As the statute of limitations was soon expiring on her case she came to our firm. Luckily she did this in time and we were able to preserve her case in order for her to receive money to help in her recuperation.
In Client A's case the insurance company almost won. Their tactic of delay, delay, delay almost cost Client A by letting the statue of limitations expire. If that would have happened then Client A would not be able to recover anything.
Always remember this, the insurance companies are NOT looking out for your best interest. The only thing they are concerned about is their bottom line. If you are tackling an accident or injury case on your own be very aware of what is going on. And always understand when your potential case will expire!
